Cyber Insurance With Built-In Threat Prediction, Prevention and 24/7 Breach Response

BOXX Insurance is a Toronto-founded cyber insurance and digital protection company built for small and mid-sized businesses, technology providers, and households, segments that conventional carriers have historically underserved. Established in 2018 by co-founders Vishal Kundi and Mike Senechal, it now operates from offices in Toronto, Miami, Dubai, and Zurich, distributing largely through insurance brokers while also serving customers across the United States, Canada, Europe, and South America through embedded partnerships with banks, insurers, retailers, and telecom operators.

The model rests on three linked stages the company describes as predict, prevent, and insure. Cyberboxx Business pairs a commercial policy covering ransomware, business interruption, fraud, and liability with Cyberboxx Assist, a services layer delivering continuous threat monitoring, risk assessments, virtual CISO guidance, and employee awareness training. When something goes wrong, the Hackbusters breach response team is reachable around the clock without first filing a claim. A consumer mobile app extends identity monitoring, credential exposure alerts, secure VPN, Wi-Fi scanning, and device checks to families.

Differentiation comes from treating the policy as one component of a security program rather than the entire product, an approach aimed at organizations with no dedicated security staff. Underwriting capacity is supplied by established carriers including Zurich, Munich Re, Hartford Steam Boiler, and Lloyd's of London, and the business now sits within Zurich Global Businesses & Operations. A July 2026 endorsement added affirmative coverage for AI and deepfake-driven social engineering, paired with a first-party reinstatement restoring aggregate limits after each loss.