Cyber Insurance and Security for SMEs

Stoik is the first specialized cyber insurance underwriting agency in Europe built specifically for small and medium-sized enterprises. The platform combines transparent, easy-to-understand cyber insurance policies with proactive security monitoring to reduce both risk and premiums for policyholders. Stoik addresses the critical gap in the European market where SMEs face growing cyber threats but lack access to affordable, specialized coverage with clear guarantees and no hidden exclusions.

Beyond traditional underwriting, Stoik provides policyholders with continuous security assessment tools that monitor their attack surface and flag vulnerabilities before they lead to claims. The platform's integrated approach aligns insurer and insured incentives by rewarding organizations that maintain strong security posture with better coverage terms. This combination of cyber insurance expertise and active risk reduction makes Stoik a unique partner for European SMEs navigating compliance requirements and an increasingly hostile threat landscape.